Updated on June 13, 2025

Updated on June 13, 2025

Terms of use

By using Cleo, you agree to these Terms of Use. Please read them carefully.

By using Cleo, you agree to these Terms of Use. Please read them carefully.

Overview

Cleo is a financial management platform that helps users track spending, understand cash flow, and receive smart financial suggestions. We do not provide direct banking or financial advisory services.

Cleo is a financial management platform that helps users track spending, understand cash flow, and receive smart financial suggestions. We do not provide direct banking or financial advisory services.

Eligibility

To use Cleo, you must:

  • Be at least 18 years old.

  • Have the legal capacity to enter into a contract.

  • Use the service for personal, non-commercial purposes.

To use Cleo, you must:

  • Be at least 18 years old.

  • Have the legal capacity to enter into a contract.

  • Use the service for personal, non-commercial purposes.

Account responsibilities

You are responsible for:

  • Maintaining the security of your login credentials.

  • Ensuring the accuracy of the financial accounts you connect.

  • Using the app according to the law and these terms.

You are responsible for:

  • Maintaining the security of your login credentials.

  • Ensuring the accuracy of the financial accounts you connect.

  • Using the app according to the law and these terms.

Acceptable use

You agree not to:

  • Misuse or interfere with our platform.

  • Use Cleo for unlawful, deceptive, or harmful purposes.

  • Attempt to access or alter other users’ data.

You agree not to:

  • Misuse or interfere with our platform.

  • Use Cleo for unlawful, deceptive, or harmful purposes.

  • Attempt to access or alter other users’ data.

Intellectual property

All content and materials on Cleo (including logos, design, and code) are owned by Cleo or our licensors. You may not reuse or redistribute them without permission.

All content and materials on Cleo (including logos, design, and code) are owned by Cleo or our licensors. You may not reuse or redistribute them without permission.

Limitation of liability

Cleo provides insights and tools based on your financial data. We are not responsible for any financial losses or decisions made based on our suggestions. Use Cleo at your own risk.

Cleo provides insights and tools based on your financial data. We are not responsible for any financial losses or decisions made based on our suggestions. Use Cleo at your own risk.

Termination

We reserve the right to suspend or terminate your access to Cleo if you violate these terms.

We reserve the right to suspend or terminate your access to Cleo if you violate these terms.

Changes to terms

We may update these Terms occasionally. Continued use of Cleo means you accept any updated terms.

We may update these Terms occasionally. Continued use of Cleo means you accept any updated terms.

Contact

For questions or legal concerns, reach us at legal@cleo.cx

For questions or legal concerns, reach us at legal@cleo.cx

Use Cleo to track smarter, save better, and make every dollar work for you.

Use Cleo to track smarter, save better, and make every dollar work for you.

Use Cleo to track smarter, save better, and make every dollar work for you.